CRR –cash reserve ratio.
NABARD –National Bank for Agriculture and Rural development.
SLR –statutory reserve ratio.
EDP –entrepreneurship development programme.
SIDBI –small industries development bank of India.
NBFC –Non banking finance companies.
SMERA –SME rating agency of India Limited.
RTGS – real time gross settlement.
NEFT –National electronic funds transfer.
CAR - capital adequacy ratio.
NPA –non performing assets.
KYC –know your customer
IPO –Initial public offer.
SEBI –securities and exchange board of India.
MICR –magnetic ink character recognition.
NSE –national stock exchange
BCSBI –Banking codes and standards board of India.
ALCO –asset liability committee.
FCNR –foreign currency non-resident deposit accounts.
FEDAI –Foreign exchange dealers association of India.
ALM –asset liability management.
IDRBT –Institute for development and research of banking technology
YTM –yield to maturity.
IRDA –Insurance Regulatory Development Authority.
CIBIL –Credit Information Bureau of India Limited.
ARCIL –is the asset reconstruction company.
KVIC –Khadi and Village Industries Corporation.
KCC –Kisan Credit Card.
LAMPS –Large Sized Adivasi Multipurpose societies.
LERMS –Liberalised Exchange Rate Management System.
LIC –Life Insurance Corporation of India.
MIS –Management Information System.
RDBMS –Relational Database Management System.
RRB –Regional Rural Bank.
SCB –Scheduled Commercial Bank
SHG –Self Help Group.
SIDC –State Industrial Development Corporation.
SJSRY –Swarna Jayanthi Shahari Rozgar Yojana.
SLRS –Scheme for Liberation and Rehabilitation of Scavangers.
SSI –Small Scale Industries.
SME –Small and Medium Industries.
UTI –Unit Trust of India.
WPI –Wholesale Price Index.
LAB –Local Area Banks.
ASBA –Applications supported Bank accounts.
BOE –Bill of Exchange.
CASA –Current and savings accounts
CBLO –Collateralised Bank Lending Obligations.
DPG –Deferred Payment Guarantee
DPN –Demand Promissory Note.
DRAT –Debt Recovery Appellate tribunal.
DRI –Differential Rate of Interest
EMI –Equated Monthly Instalments.
EDI –Electronic Data Interchange
DSCR –Debt Service Coverage Ratio.
ESOP –Employee Stock Options.
FEDAI –Foreign Exchange Dealers Association of India.
FFMC –Full Fledged Money Changers
LIBOR –London Inter Bank Operations Rate.
MIBOR –Mumbai Inter Bank Operations Rate.
MCA –Ministry of Company Affairs
NPV –Net Present Value.
OCB –Overseas Corporate Bodies.
POA –Power of Attorney.
SPV –Special Purpose Vehicle.
CARE –Credit Analysis and Research Limited.
MCX –Multi Commodity Exchange.
CCIL –Clearing Corporation of India Limited.
OTCEI –Over the Counter Exchange of India.
EFT –Electronic Funds Transfer.
MSS –Market Stabilisation Scheme.
ICRA –Investment Information and Credit Rating Agency of India Limited.
CRISIL –Credit Rating Information Services of India Limited.
FOB –Free on Board.
FFMC –Full Fledged Money Changers.
EPS –Earnings Per Share.
PMAC –Primary market advisory committee.
SMAC –Secondary Market advisory committee
SCODA –SEBI committee on disclosures and accounting standards.
TDICI –Technology development and Information company of India Limited
CFC –Credit capital finance corporation.
VCF –venture capital fund
GVCFL –Gujarat venture finance company limited
GIIC –Gujarat Industrial Investment Corporation Limited.
RCTFC –Risk capital and technology finance corporation Limited.
RNBC –Residuary non banking company
MBC –Mutual benefit company.
MNBC –miscellaneous non banking company
ARWIND –Assistance to rural women in non-farm development.
NABCONS –NABARD consultancy services
STCC –short term rural cooperative society.
FSDC –financial stability and development council.
PCR –Partial rupee convertibility.
CAC –Capital account convertibility.
IPR –Intellectual property rights.
IFRS –International finance reporting standards.